The Affordable Care Act will require employers to offer health insurance that covers their workers’ children too, the Obama administration announced on Monday.
While the decision sounds like a win for working-class Americans, there’s a catch: The New York Times noted that the coverage is not required to be “affordable” because of how the law is written.
Though many companies offer family health insurance today, a narrow selection of them do not, meaning the rule will require significant changes for some in the private sector. Nevertheless, it only applies to full-time employees at companies with more than 50 workers, meaning most small businesses are exempt.
It also means that, without a sizable government subsidy, employer-based family health insurance will continue to be out of reach for many.
Stephen C. Webster is the senior editor of Raw Story, and is based out of Austin, Texas. He previously worked as the associate editor of The Lone Star Iconoclast in Crawford, Texas, where he covered state politics and the peace movement’s resurgence at the start of the Iraq war. Webster has also contributed to publications such as True/Slant, Austin Monthly, The Dallas Business Journal, The Dallas Morning News, Fort Worth Weekly, The News Connection and others. Follow him on Twitter at @StephenCWebster.
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