Illegal music downloading by American consumers fell last year, continuing a trend from 2005, a survey showed. The survey from NPD Group found that the number of consumers using peer-to-peer services to download music declined 17 percent in 2012. When file sharing peaked in 2005, one in five Internet users…
President Barack Obama’s Affordable Care Act (ACA) saved American consumers $1.5 billion on out-of-pocket health insurance premium costs in 2011, a study published Wednesday (PDF) claimed. Despite this, benefits of the law were not applied equally across all health insurance markets, leading the study’s authors to propose that stronger rules…