MLB's dirty secret likened to human trafficking as Red Sox legend blocks reform

On an evening in late 2021, in a pristine baseball complex in central Santo Domingo, a baby-faced 14-year-old outfielder in athletic gear named Belfi Rivera huddled in front of a computer screen. Next to him was John Carmona, who had been Belfi’s trainer and de facto caretaker since he was 11 years old. In a nearby office, Belfi’s parents stared anxiously at a separate computer. On the screen, calling into the Dominican Republic, were representatives of the Arizona Diamondbacks, there for a conversation that promised to shift forever the fortunes of Belfi and his parents.

The team, they would soon learn, had agreed to pay Belfi $1.8 million after his 16th birthday. It was a deal Carmona had negotiated without consulting Belfi or his parents. It was also a handshake agreement that skirted Major League Baseball’s rules that bar teams from signing players younger than 16. Every year, all 30 major league teams reach preacuerdos, or early deals, with hundreds of Dominican prospects — a practice they make little attempt to hide. (The Diamondbacks did not respond to a request for comment.)

The baseball men said Belfi was now part of “la familia.” They asked him about his favorite player and how he learned to swing his bat so fast and whether he understood the importance of discipline. The conversation washed over Belfi, who, on the rare occasions when he spoke, did so in a tumbling, nervous cadence. He had spent his childhood in a shanty outside of the capital. Meals often consisted of sugary cornmeal or a piece of bread. But he had a talent “gifted by God,” as an early trainer put it, with the skills — speed, arm, glove, contact hitting — treasured by scouts. The size of this bonus, once made official, would establish him as one of the highest-paid prospects outside of the United States.

If he fulfilled his promise, he might join an ever-expanding list of Dominican legends: San Francisco Giant Juan Marichal, the winningest pitcher of the 1960s; Tony Fernandez and George Bell, Toronto Blue Jays teammates who hailed from the same baseball-mad town of San Pedro de Macoris; Pedro Martinez, Manny Ramirez, and David Ortiz, the pitcher and sluggers who in the early 2000s turned the Caribbean nation into an unlikely bastion of Boston Red Sox fandom; and swaggering, bat-flipping modern superstars like Toronto’s Vladimir Guerrero Jr., the New York Mets’ Juan Soto, and the San Diego Padres’ Fernando Tatis Jr. — with playing contracts totaling more than $1.6 billion — who have helped to revitalize baseball’s popularity.

For the past four decades, no country outside the United States has sent more players to the majors than the Dominican Republic. With a population under 12 million, it is roughly the size of Ohio, a state that last year claimed two dozen major league players. The Dominican Republic had 144, roughly 10% of the league. The country is a baseball factory. Talented players are sent to practice full time at one of hundreds of academies when they are as young as 10 years old.

That’s how old Belfi was when he went off in tears to live in the home of a stranger who trained boys on a shaggy ball field in the capital. The best players are then sold to increasingly more prominent trainers until they wind up at an elite academy run by men like Carmona, who have close relations with major league teams and receive a sizable percentage of a player’s signing bonus.

As a child, Belfi never cared for baseball. He started playing at 7, he told me, because a local coach would drag him from his house and cuff him on the head if he tried to escape to a nearby river to be with his friends. But even as a young boy, he understood the sport likely represented his family’s one shot out of grinding poverty. During that video call in 2021, it seemed that he had clinched it.

But in two and a half years, the $1.8 million Belfi was promised would be almost all gone. Carmona received $630,000, which represented his 35% commission. But more than $950,000 went to someone who had no hand in teaching Belfi how to play baseball. His name is Santo Caraballo, one of the most notorious moneylenders profiting from Dominican baseball. His business partner is a national hero and, 10 years after his retirement, still a commanding figure within Major League Baseball: David Ortiz, known universally as “Big Papi.”

In a brief conversation with Caraballo, he told me his business was not the biggest or “that lucrative.” I made multiple attempts to reach Caraballo again, including sending him a summary of my findings. He never responded.

Thanks to early agreements, prestamistas, or moneylenders,like Caraballo now wield singular power within Dominican baseball, amassing millions of dollars by persuading undereducated parents to sign away portions of their sons’ future bonuses in exchange for loans with exorbitant interest rates. Major League Baseball has known for years about early agreements and the predatory industry that has grown around them. Even though it has a formidable economic and political presence in the Dominican Republic, it has done little about either. It has never publicly warned or penalized a team for making an early deal, and its attempts to educate families about moneylenders have been ineffectual. (A spokesperson for Major League Baseball declined to comment and referred to past statements by league officials calling for an overhaul of the Dominican system.)

It is not just Major League Baseball that has allowed this corrosive system to continue. When the league proposed changes that would have eliminated early deals and made it more difficult for moneylenders to prey on baseball families, David Ortiz used his influence within the powerful players union to help block the reform. At the time it was unknown outside of Dominican baseball that he had a financial interest in preserving the system. (In a statement sent through his lawyer, Ortiz said that his opposition to the league’s proposal “was never motivated by personal interests.”)

I’d long been told that the Dominican Republic’s wildly successful baseballindustry was plagued with abuse and exploitation — that for decades Major League Baseball has presided over a massive unregulatedsystemthat treats tens of thousands of Dominican boys like commodities. But when I began making calls last year, I expected those most involved to defend it. Instead, trainers — the men integral to the industry as instructors, surrogate parents and agents — virtually all told me they felt forced to participate in a system that is broken and costly.

I also spoke with team executives, agents, scouts and parents. Between the exorbitant commissions that go to trainers, the pressure to evaluate prepubescent players on how skilled they will be in four or five years, and all the education lost while those players are pulled out of school, nobody would purposefully design a system this way, they said.

“This is a system that is allowing corruption at all levels,” said one longtime trainer, Eddy Fontana.

Major League Baseball, too, doesn’t deny this, declaring recently that it was “long past time to reform” Dominican baseball. The players union also acknowledges that the industry is troubled but says it’s “a people issue, not a system issue.”

What I found most surprising was the common opinion that, despite widespread acknowledgment that Dominican baseball needed to be overhauled, the industry has gotten even more exploitative. Arturo J. Marcano, who has spent most of his career as a sports attorney, published a book in 2002 comparing the Dominican baseball pipeline to human trafficking. He didn’t hesitate when I asked how today’s industry compares. “A hundred times worse,” he said.

I set out to learn why the league and the players have done little to fix these problems. I crisscrossed the Dominican Republic and met people in shabby dugouts and gleaming stadiums, under a palm tree on a rocky beach coated in shattered beer bottles and at a café on a touristy plaza where a gold-covered street performer posed as a batter atop a trophy. I reviewed hundreds of pages of unreported court records, contracts,bank statements and WhatsApp messages, among other documents.

Wherever you go, there are reminders of el pelotero who achieved the Dominican dream of playing American baseball. Virtually every village has el play, a ballfield, lovingly painted and filled with boys of all ages even during a downpour. Watchful men fine-tune the swings of adolescents hammering balls toward scampering elementary-age outfielders not yet deemed ready to take cuts themselves. Road signs announce not just the name of the town you are entering but its native sons who cracked a major league roster. Hall of Famers are depicted in grandiose murals throughout the capital. All 30 major league teams have training academies, and they rise up from the countryside like castles.

Every team participates in the Dominican Summer League, where 1,500 prospects from Latin America compete to get promoted to the lowest minor league teams in the United States. Hundreds more professional players, including established stars, draw sellout crowds in the offseason in what’s known as the winter league. Steven Puig, the president of BHD, the Dominican bank that is a corporate partner of Major League Baseball, told me that the sport generates as much as $400 million annually.

American baseball executives began scouting, signing and developing Dominican teenagers in earnest in the 1980s. A handful of teams, recognizing the island as a source of cheap talent, built bare-bones training academies on former sugar plantations. They relied on buscones, finders, to bring them the best players. But the buscones soon realized they could make more money by opening their own academies. There are now, according to a national trade association, more than 6,000 trainers, ranging from the off-duty car mechanic to the millionaire former big leaguer. In return for providing room, board, equipment, coaching and — they claim — education, these men typically receive between 35% and 50% of a player’s signing bonus, which they negotiate.

In their search for the next Dominican star, major league teams pursue what one general manager called a “boatload mentality.” Every year, teams sign about 450 Dominican prospects, most for bonuses around $30,000. Fewer than two-thirds will make it to the lowest minor leagues, and less than 10% will play a day in the majors, according to MLB data. (Teams treat Venezuelan prospects, many of whom train in the Dominican Republic, in much the same way, signing them in bulk.) It’s a Darwinian system paid for by players like Belfi — the hundreds of thousands of dollars his trainers took out of his bonus subsidized dozens of prospects who sacrificed their childhoods only to come up short.

In the United States, no professional sport operates this way, including baseball. Every year, major league teams select players from the U.S. and Canada in a draft. Signing bonuses are mostly dictated by the order in which the players are chosen. Last year, the top pick was worth $11.1 million, while the final slots were worth $187,000. Sports agents typically receive a 5% commission.

In the Dominican Republic, it’s a free-for-all. Teams vie for talent, outbidding one another for the best prospects. Major League Baseball does limit how much a team can spend on new players each year. But the other guardrail that the league put in place — that players can be signed only if they will be 17 by the following September — is widely circumvented.

“Everybody makes early agreements,” a major league scout told me. “You got to do it. If not, the system will eat you.”

During the past offseason, trainers touted on social media the early deals they negotiated with major league teams for their players. There was the 11-year-old said to be under agreement with the Philadelphia Phillies for $1.8 million, the 12-year-old said to have a deal for $2.8 million with the Cincinnati Reds and the 13-year-old said to have an agreement with the Milwaukee Brewers for $2 million. (The Phillies, Reds and Brewers did not respond to requests for comment.)

In 2022, the parents of a 14-year-old prospect, Willy Fañas, sued the Los Angeles Angels for reneging on an early agreement for $1.8 million. A scout for the Angels testified that the team’s general manager had authorized the deal. The case was dismissed; Fañas’ parents have appealed the decision.

No data exists on how many Dominican players have been offered early deals because the agreements are verbal — by design there are no records. But Sandy Alderson, who has been a top executive for several teams and in 2010 served as Major League Baseball’s emissary to the Dominican Republic, told me that the vast majority of players who get signed were offered deals before they hit 16.

In the absence of any enforcement, Major League Baseball has created the perfect market conditions forlas prestamistas like Caraballo, who has become a ubiquitous figure in Dominican baseball in the past six years. The loans he offers come with interest rates that would be illegal in the United States and many other countries. The Dominican Republic repealed its usury laws 24 years ago. High-interest lenders are now as ingrained in Dominican baseball as trainers, and they advertise online. One banner circulating on WhatsApp offered “prestamo para jugadores de beisbol que tenga acuerdos,” “loan for baseball players who have agreements.”

Yaniris Paula, an attorney who has represented teenage ballplayers in disputes with trainers and lenders, estimated that 80% of all major league bonuses paid to Dominican prospects have a loan attached.

From 2012 through the beginning of 2026, major league teams paid Dominican prospects $1.042 billion in bonuses, according to a ProPublica review of signing data. But much, if not most, of that money — up to half a billion — is almost immediately siphoned off by trainers and lenders, according to experts familiar with the industry.

“Major League Baseball knows how dirty the business is here,” Piñao Ortiz, who was the Dominican commissioner of baseball from 1996 to 2000, told me, “but it’s not doing anything to stop it.”

The night that Belfi’s parents — Eduardo Rivera and Rita Muñoz — learned of the Diamondbacks’ promise, they had to sleep at a nearby baseball academy. Their ride home didn’t have working headlights. When they made it back to Pedro Brand, a town outside the capital, their tiny home looked different to them. Eduardo had built it out of wood planks and tin. Buckets caught rain from the leaky roof. Musty beds lay strewn on the concrete floors. A climbing wall, salvaged from a children’s park, served as a room divider. Facing the same poverty while an unimaginably huge windfall awaited them in just over two years was a new sort of mental challenge.

Eduardo worked as a farmhand during the day and as a sereno, a watchman, for a school at night — jobs that were increasingly difficult because of a foot ailment he couldn’t afford to get checked out. He made as little as $150 a month. Rita had mostly stayed home, raising 11 kids. But now they were — almost — millionaires and already felt pressure to pay back those who had helped them. One of those was Belfi’s first trainer, who had made only a few hundred dollars trading Belfi to another trainer. He now wanted a “thank you” and arranged for them to speak with a man who told them that his boss, Santo Caraballo, could help them bridge their old existence with their future one.

What Belfi’s parents didn’t know is that Caraballo had a network of informants — many of them trainers — who let him know when a player had reached an early deal with a major league team and for how much. When Caraballo got a name, he would send one of his finders to speak to the parents.

Eduardo and Rita traveled to Caraballo’s small office in a strip mall in Santo Domingo. The figure who greeted them had perfect hair and white teeth and was dressed like a deportista, or sportsman, in athletic leggings and a T-shirt, they told me. Diplomas and certificates covered a wall. Familiar and charming, he spoke of having been a consul for the Dominican government, and he repeatedly mentioned that he was “la mano derecha,” “the right hand,” of David Ortiz, they said. That made them trust him more.

Eduardo and Rita told me that they were looking to sell just 5% of Belfi’s future bonus — roughly $90,000 — for upfront money, enough to pay off some debts, give Belfi’s first trainer a little cash and waterproof their home. But Caraballo, they said, advised them that they would need more and that they should sell him 10%.

The parents emerged from the office with a paper bag full of pesos, their thumbs wiped clean of the ink they had used to stamp a contract. They hadn’t been given a copy, but if they had, they wouldn’t have been able to understand it. Eduardo is illiterate. Rita struggles to read. They said they received 1.6 million pesos, roughly $25,000.

Miguel Hidalgo, a former employee of Caraballo’s who had a falling out with him over money, told me that the lender tries not to give his clients a copy of the contract. “That’s the trick,” he said. If they don’t have a copy, it makes it harder for them to understand what they owe, he explained.

Rita and Eduardo shared what they remembered of the loan terms with one of their sons, who called Jhonatan Jimenez, a former trainer of Belfi’s. Jimenez did the math. In return for the $25,000, Eduardo and Rita had agreed to give the lender $180,000 when Belfi received his bonus.

“¿Tú estás loco?” he asked.

That was the first deal Belfi’s parents made with Santo Caraballo.

Soon after, the lender sent men to check out their home, and his prognosis was that it could not be repaired. They needed a new place fit for the family of a ballplayer. There was a building available next door. On the second floor was space for a three-bedroom apartment, which the Riveras would need to fix up and furnish. On the first floor was a storefront appealing to one of Belfi’s brothers, who envisioned a barbershop where customers could drink alcohol.

Caraballo would show up at their new apartment, usually in a different car — a Range Rover, a Porsche, a Lamborghini. He was, Eduardo told me, like a member of the family. He reached his spoon into their pot of simmering beans. He drank Presidente beers. He gave Belfi advice about girls. He urged Rita and Eduardo to further fix up the place. “You’re already rich,” they said he told them. “You can’t live this way.”

Caraballo said he’d loan them an additional $70,000 at 7% monthly interest, a rate he had assured them was “mejor que banco,” “better than the bank.” Throughout 2023 and the first half of 2024, bank records show, Caraballo doled out the money to the family in dozens of payments ranging from $88 to $8,350. According to Rita, Caraballo said he was not giving them the money all at once because they would fritter it away.

Rita also told me that roughly $7,000 of the loan came in the form of certificates redeemable at a supermarket Caraballo owned near his office. She said she used them to buy rice, beans, oil, diapers and other staples but that the certificates didn’t last long because Caraballo’s prices were “carisimo,” “extremely expensive.” The only customers she saw at the market were the families of young ballplayers.

The origins of Caraballo’s wealth and power remain murky — striking for someone with tentacles throughout the sport. Some within the industry described him as a savvy hustler, exploiting a corrupt system that Major League Baseball had created. Or as an opportunist using little more than a fortunate link to one of the country’s most beloved peloteros. Or as a man with almost magical reach who was not to be crossed. Many demanded to know whether I was a spy for him.

“I already have problems, and you’re asking me about a boss,” said a former minor league pitcher whom Caraballo represented during a brief stint as an agent.

A longtime trainer spat in the ground and called him a ladrón, a thief. He refused to discuss Caraballo further. “What if I get killed?” he asked.

A major league agent who represents Dominican players told me that every year Caraballo has a stake in dozens of prospects’ bonuses. Two former employees corroborated that figure, telling me that they helped Caraballo reach loan agreements with the parents of 60 to 70 players a year. The agent said that every signing day, when prospects consummate their preacuerdos, Caraballo shows up to remind families that they will soon have to pay what they owe him.

I spoke with the parents, trainers or lawyers for six prospects whose families took high-interest loans from Caraballo. The father of Ricki Moneys told me he borrowed 1.7 million pesos, roughly $27,000, from Caraballo, after the Brewers offered his son a $1.15 million early agreement. Thirteen months later, after Moneys officially signed with the team earlier this year, his father said that Caraballo collected 4.5 million pesos — an effective annual interest rate of nearly 150%. The father of another Brewers prospect, Kenny Fenelon, said that his son was offered a $1.3 million early agreement and that he used it as a guarantee to borrow $50,000 from Caraballo at 5% monthly interest. When his son received his signing bonus less than three years later, in 2025, the father told me that Caraballo claimed he was owed $400,000. They eventually settled on a $75,000 interest payment, he said. (In our brief conversation, Caraballo said that the risk in loaning money to families is that “you never know if it will succeed or not because if the player doesn’t get signed, you don’t get paid.”)

Caraballo has a second business loaning money to trainers at similarly high interest rates. In many of those deals, the guarantee is a percentage of a player’s bonus money that is owed to the trainer.

He has also entered the training business himself. Records and interviews show that he has signed players as young as 10 years old to contracts in which parents agree to give him half, or sometimes more, of their sons’ potential signing bonuses. Caraballo himself doesn’t do the training. “He doesn’t even know how to hold the bat, bro,” Edgar Mercedes, a trainer who has taken loans from Caraballo, told me. Instead, he sends the boys to trainers with whom he has made separate financial arrangements.

A birth certificate states that Caraballo was born in 1986 in the mountain city of Constanza, the son of a farmer and a housewife. According to a childhood friend, he departed for the capital as a teenager with just $16. In Santo Domingo, he pumped gas before opening a series of small businesses. He co-founded a company that turned fruits into pulp and juice. He financed new and used vehicles. He established a legal services business, Caraballo Lora & Asociados, though he was not an attorney.

But mostly, according to interviews with those who have worked for him, he lent money. A Facebook banner for one of his companies consists of stock art depicting a man turning an empty pants pocket inside out. Another hand offers a full wallet, with the text, “Podemos Ayudarte,” “We can help you.”

In 2016, he returned to Constanza to run for mayor. “I’m from the hills and it’s in my blood/ By the grace of God, I’ll be your mayor,” declared a ballad he commissioned. Despite President Danilo Medina campaigning for him, he lost the four-person race. He was a “joven muy inquieto,” “a restless young man” seeking glory in his hometown, Ambiorix Sanchez, who won the election, told me.

After his defeat Medina offered Caraballo a consolation prize. He appointed him as an ambassador attached to the minister for foreign affairs, a common arrangement for an incoming president to reward a losing allied candidate. The position came with a diplomatic passport, a $600 monthly salary and few responsibilities. Caraballo left the ambassadorship in 2021, a few months after Medina’s term ended.

The beginning of Caraballo’s ascent in Dominican baseball can be traced to his shadowy role in salvaging the career of Oneil Cruz, a rising star in the Pittsburgh Pirates’ organization. In late 2020, Cruz crashed his Jeep Grand Cherokee into the back of a motorcycle, killing three people. Prosecutors initially said the ballplayer had been drinking, and he faced the possibility of three years in prison. According to numerous interviews and court records, Caraballo was brought in by Cruz’s parents and negotiated payments to the victims’ families. In exchange, they withdrew all “penal, civil or judicial” claims against Cruz. Prosecutors never presented evidence that he was drinking, and a judge dismissed the case. Cruz denied any wrongdoing. I wrote about the incident in “The Rising Baseball Star, a Fatal Car Crash and the Fixer.”

Cruz declined a request for an interview. His lawyer, Amauris Vásquez Disla, called the accident “a profound tragedy for all parties involved, especially the victims’ families.” He went on to say that the court “issued an order of dismissal based on the findings, a legally binding decision that was a lawful resolution of this matter.”

By 2021, corporate records show, Caraballo had found a partner that would instantly boost his credibility — David Ortiz. By helping the Boston Red Sox win three world championships, the first one ending an 86-year drought, Ortiz secured his legacy as one of the most revered players in all of baseball. He retired in 2016 and became a popular analyst for Fox Sports. In the Dominican Republic, he is un muchacho de abajo, someone who rose from a Santo Domingo slum and is not afraid to return.

How an obscure moneylender from Constanza became partners with a famous ballplayer is a mystery to mutual acquaintances I spoke with. Ortiz has said that he first met Caraballo when he was managing a gas station. The two were close enough that when Ortiz announced his divorce in 2021, he did so with a post of himself posing with Caraballo and a caption that read, “My compadre, the show must go on.” Ortiz sat Caraballo with his family at his 2022 induction into the Baseball Hall of Fame, and they appeared in videos together at the presidential palace.

The financial side of their relationship is more shrouded. In 2021, both were listed on corporation records of a company in Florida called Big Papi Sports Group. What, if anything, the company did is not clear. It was dissolved the following year.

It is, though, the earliest record I could find of a partnership that Caraballo trumpeted frequently. Parents, trainers and lawyers who have done business with him told me that Caraballo claimed that Ortiz, whose signed jersey hangs in his office, bankrolled him. “Every time he did business with [my client], Caraballo would mention it,” a lawyer named Jose Eduardo Martinez said.

My reporting eventually got back to Ortiz. He called me last year to find out what I was working on and seemed surprised to be asked questions about Caraballo. He acknowledged that he had invested millions of dollars into Caraballo’s baseball business. Although he wouldn’t tell me the name of the company, they’ve posted to social media photos of themselves wearing matching ballcaps with the logo “CS,” for Caraballo Sports Enterprise. Caraballo has founded companies by that name in both the Dominican Republic and the United States, though Ortiz is not on those documents. Dominican records say the company’s goal is to “promote education and sports as a mechanism for the social development of underprivileged youth throughout the country.”

Ortiz said that his business with Caraballo is limited to making loans to trainers. Among those who have struck deals with Ortiz and Caraballo is retired star infielder Carlos Guillén, who trains players in Venezuela and the Dominican Republic and said that he has borrowed significant sums from them.

Ortiz told me that he doesn’t work with the parents of players, because it’s too difficult to be repaid. However, court records show that, in at least one case, Ortiz’s name is on a contract with a player’s parents. According to its terms, Ortiz and Caraballo agreed to provide their 13-year-old son with “economic support, food, studies, housing, training, clothing for practice and games, supply of protein and vitamins” and scouting opportunities in return for 35% of the boy’s potential signing bonus. The boy was never signed, leading to the lawsuit, which was eventually dismissed on procedural grounds.

The contract, similar to many others I reviewed between Caraballo and parents of young baseball prospects, gave him and Ortiz extraordinary control over the boy’s life. It contains a clause not allowing him to “leave or abandon” the academy where they assigned him without their “prior permission” and granting them power of attorney so that they could receive “all kinds of information,” including a bonus payment schedule, from Major League Baseball and any team that signs him.

It also made explicit that the boy would be unable to get out of the deal. Even if he were to become emancipated from his parents, the contract states he would still owe a portion of his potential signing bonus. The contract allows Caraballo and Ortiz to terminate their responsibilities toward the boy due to “poor performance,” but he would still owe the same percentage if he were signed.

In our conversation, Ortiz distanced himself from Caraballo’s many enterprises. “Caraballo, my compadre, he has a whole bunch of different businesses that I don’t know,” he said. “I know the one that I know. But I’m not his guard. Hopefully, he’s not doing anything illegal — not that I know.”

Later, after I sent him a detailed list of questions, Ortiz sent an additional response through his lawyer. The statement said he had “never authorized Santo Caraballo to use my name or reputation to gain the trust of young baseball players or their families, to promote loans or investments, or to represent financial transactions as being personally backed or endorsed by me. I have always sought to make a positive contribution to Dominican baseball. I would never knowingly participate in any operation intended to take advantage of a young player or his family.”

Ortiz said that he ended his personal relationship with Caraballo “a year and a half to two years ago” after “noticing conduct by Mr. Caraballo that I considered inappropriate. I started distancing myself from him personally and placed the relevant matters in the hands of my legal advisors.”

However, last September, Ortiz and Caraballo filmed themselves heading for Puerto Rico on a private jet, drinking and dancing on their way to a Bad Bunny concert.

Around 4 a.m., Jan. 15, 2024, Belfi Rivera got out of his bunk bed at John Carmona’s academy. The complex was nearly empty, with most of the other boys home for the winter holidays. Belfi put on a white dress shirt, a navy blue business suit — his first — Alexander McQueen shoes and a gold necklace, all of which Caraballo had purchased. Years earlier, Belfi had promised himself that if he made it as a pelotero, he’d have a chain that would glitter over his dirt-stained jersey, just like the pros.

It was signing day.

Belfi’s parents arrived, and they drove to Baseball City, headquarters for the Diamondbacks and several other major league teams. Teenage boys and their parents, all dressed up, filled the place.

Belfi leaned over a desk and put his signature on the contract he had been promised two years earlier. He and another Dominican outfielder were the only Diamondbacks prospects whose bonuses exceeded $550,000. Many more prospects, if they were lucky enough to be noticed by a major league team at all, fared more like Belfi’s older brother Bernardo, a right-handed pitcher who a few months earlier had signed with the Texas Rangers for $10,000.

For Rita, the moment was a miracle. “When you have absolutely nothing,” she told me, “when you’re starting from zero, enduring great hardship, and your children are going hungry. And then, suddenly, we would finally be able to resolve so many of the problems we were facing — paying off our debts, taking the children to the doctor, getting them enrolled in school.”

Belfi posed for photos in front of a banner filled with Diamondbacks logos. In one, he is flanked by Carmona and Caraballo. Carmona said that he was not aware that the lender had made deals with Belfi’s family until he showed up at the signing, strutting around as if he had played a key role in Belfi’s success. “The team asked me, ‘What’s going on? What is this man doing here?’” Carmona said.

Less than a month later, the first installment of Belfi’s bonus came in — $900,000. He and his parents drove to the Boca Chica branch of the BHD bank, a sleek glass building adorned with the Major League Baseball logo and ringed by the flags of all 30 teams. The branch is where almost every prospect collects his bonus payments, and it regularly plays host to one of the most unsightly scenes in Dominican baseball, as trainers and lenders show up to demand their cut.

Caraballo, Carmona and Belfi’s early trainer, Jhonatan Jimenez, were waiting. By BHD and major league policy, only a player and his parents can receive the bonus. But Belfi’s parents told me that Caraballo took the lead, collecting IDs and handing them to a clerk. Neither Rita and Eduardo had ever held a bank account. Now a banker helped Belfi open one, and the convoluted divvying up of his payday began.

By the terms of their contract with Rita and Eduardo, Carmona was due $630,000 and Jimenez $90,000. However, Jimenez had earlier sold his stake to Caraballo, one of at least two deals the lender had made with Belfi’s former trainers.

That left $180,000, which Caraballo was owed as repayment of the $25,000 loan. Carmona described the vibe as one of “mucha duda, mucha desconfianza,” “ much doubt, much distrust.” The exception, he said, was Belfi, who seemed oblivious, confident that everything would work out. Belfi told me that other players had warned him that he would see little of his first bonus installment. He left the bank with nothing.

At a meeting at Caraballo’s office, Eduardo and Rita said that he ripped up a contract. They understood this to mean the debt was paid. As the day approached when Belfi was set to receive the second half of his bonus, Rita and Eduardo said that Caraballo began to sell them on an idea — they could become partners with him and David Ortiz. They would be out of their depth managing the hundreds of thousands of dollars the Diamondbacks still owed Belfi. Instead, they could invest the money, which would produce a steady income and keep them from squandering their fortune.

Eduardo told me that he couldn’t follow all the details but said he was sold from the moment Caraballo described going into business with Ortiz. “I was happy because now my boy was going to have people to give him advice,” he said.

Eduardo did have a brief moment of doubt. After a call with Caraballo, he said to Rita, “Maybe he’s lying to us.” But they both agreed he was too kind for that.

Throughout my reporting, the great mystery was if the problems with baseball in the Dominican Republic were so well-known, why hadn’t the league or the union fixed them?

I posed this question to Lou Melendez, who worked for Major League Baseball from 1983 to 2016, including as vice president of international operations, and now consults for the players union. He told me he was baffled by the inaction of the league, which has in the past penalized teams and executives for violating international rules. “If they wanted to, they could have just said, ‘Look, memo to clubs from the commissioner’s office. If we find that you have any pre-agreements with any players, we’re going to discipline you.’”

Instead, Major League Baseball officials have vacillated between indifference and helplessness. Testifying in court in 2023, Yerik Perez, the league’s director in the Dominican Republic at the time, downplayed the significance of early agreements. They were, he said, “conversations that take place between players, their families and the teams, where estimates and projections are made.”

When Major League Baseball commissioner Rob Manfred was asked last year about preacuerdos during a visit to the Dominican Republic, he acknowledged that they were “problematic” but said the “best solution to early deals is a draft.”

This has been his position since he took office in 2015, arguing that the league needs to institute a draft for Latin American prospects that functions similarly to the draft for American and Canadian players. The change would make early agreements impossible since a team would not know which player they would be able to sign until draft day.

This single-mindedness has led some observers to wonder whether the league’s neglect of the issue is intentional. “If they wanted to enforce it, they would,” said Rafa Nieves, one of the top agents for Dominican players. “They want to make it worse and worse so the only solution is an international draft.”

The chief obstacle to establishing an international draft has been the players union. Its reasons are straightforward: A draft would restrict a prospect’s ability to choose his employer and eliminate bidding wars that drive up bonuses. While the union acknowledges the Dominican system is troubled, it, too, blames the league for not enforcing its existing rules.

The league and the union have been haggling over the issue for decades. Before the 2017 baseball season, both sides agreed to impose a “hard cap” — a limit to how much money a team can spend on signing international players. The amount changes each year and by team. In 2026, the total a team can spend ranges from $5.4 million to $8 million. The hard cap, though, had an unintended consequence: It led to a surge in early agreements. If teams could not beat their competitors with money, they could by making commitments to younger and younger players.

In early 2022, the league and the union came close to establishing an international draft when negotiating a new collective bargaining agreement. Talks broke down, and the owners locked the players out of spring training. The international draft, it was widely reported, had become a major sticking point, and the union was close to accepting it.

This was when David Ortiz intervened. Although he is retired, players listen to what he has to say. Ortiz circulated a voice message to Dominican players and trainers, declaring a “red alert” that the union was on the verge of agreeing to the international draft. He shared the phone number for Tony Clark, the union’s executive director, and urged everybody to express their strong opposition.

“If we allow the draft to happen here in the Dominican Republic, even your great-great-grandchildren, and everyone else’s, will be affected by it,” Ortiz said, according to an audio copy of the message, which I obtained. “So we have to start this strong ‘No to the draft’ campaign. Take my word for it. I don’t play baseball anymore, but I know what I’m talking about. If we let them push that thing through here, we’ll be in deep trouble. You know that in this nation, in one way or another, more than 40% of the population depends on baseball, to put it mildly.”

That percentage was an exaggeration, but lots of retired players, including Ortiz, own training academies. Amaurys Nina, a highly regarded trainer, told me that many of them have long used their clout to block any changes to the industry. “These players want the business to stay the way it is,” he said.

Active Dominican players also spoke out, including Fernando Tatis Jr., the shortstop for the Padres, whose father, a retired major league ballplayer, owned an academy. With an international draft, teams would likely sign fewer Dominican players, especially marginal prospects. Tatis appeared to be alluding to this when he told a reporter that an international draft would “kill baseball in the Dominican Republic.” Tatis did not respond to a request for comment sent to his agent.

The day after Ortiz sent his voice message, the league ended the lockout, and both sides agreed to shelve the idea of an international draft and settled the contract. The draft is once again a point of contention as the two sides have begun negotiating a new contract. (The union declined to comment on Ortiz’s voice note.)

When I spoke to Ortiz last year, I asked him if he opposed an international draft because of his and Caraballo’s business interests. He did not answer and hung up shortly afterward.

In his statement, Ortiz said his position regarding the international draft “was based on my views regarding the development of Dominican players and the impact I believed such a system would have on baseball in our country.”

Belfi’s second bonus day arrived on June 13, 2024. When his parents and a brother came to pick him up at the Diamondbacks’ training academy, Caraballo was waiting in the parking lot. He invited the family to jump into his tricked-out Mercedes SUV so they could head to the BHD branch together.

As he drove, Caraballo hardened his pitch. He said he would pay them a dividend of several hundred thousand pesos, as much as $10,000, a month, according to Rita and Eduardo. In describing their understanding of the proposal, they told me that the lender promised once again to put the money in a fund or a business involving Ortiz but that they had no idea what kind. Caraballo, they said, assured them they would work out the details the following day at his office.

This car ride was the first time that Belfi learned that he would leave the bank with little or nothing. But he told me he trusted his parents, Caraballo and any plan that involved Ortiz.

Already at the bank was Jimenez, Belfi’s former trainer. He told me he was there as a family friend to keep an eye on how things went. But he allowed that he was also there with the hope that Rita and Eduardo would give him another cut for his years training Belfi.

Belfi’s family was ushered into a room to go over paperwork with a banker. According to Rita and Eduardo, Caraballo came in and out to make sure the family repaid their debt and signed over the rest of the money for him to invest. Unlike Belfi, his brother was alarmed by what was happening. He texted Jimenez that Caraballo was stealing the bonus. Jimenez said he started chasing Caraballo around the bank, calling him un ladrón. Eduardo recalled Jimenez yelling, “Caraballo, no engañe a este pueblo infeliz,”“Caraballo, do not deceive these miserable people.” The lender, in turn, accused Jimenez of attempting to fleece the family himself.

Amid the shouting, Belfi told the banker that he wanted to keep some of the money so he’d have it when he got promoted to the minors in the United States. With the banker’s guidance, he kept $196,000. According to Rita, Caraballo was upset he wasn’t getting the whole amount and angry the family didn’t trust him. After receiving a cashier’s check for $703,900, he left the bank, flanked by two bodyguards. The check’s memo line read “pago entrenador,” “trainer payment.”

In his statement, Ortiz said he was never aware that Caraballo “operated an investment fund through which money belonging to players was allegedly taken or used for investment purposes.”

BHD did not respond to detailed questions concerning Belfi’s experiences at the Boca Chica branch. The bank said in a statement that it is committed to “the protection of all our clients, including young baseball prospects. Decisions regarding the use of our clients’ funds rest exclusively with the account holders or those legally authorized to act on their behalf.”

Eduardo told me he often replays that day in his mind, realizing that it was the culmination of his being played for a fool. He hung on every word of Caraballo’s advice, all of it leading to “el gancho,” “the hook” — handing over the money in the bank “without paperwork, documents or anything else.”

Rita said that she called Caraballo about meeting the following day, but he told her he had flown to Miami. In the weeks afterward, they tried calling him numerous times, she said, but that he would either not pick up or the calls would drop. Bank statements show that he did send them three payments totaling less than $10,000.

Finally, Rita said, Caraballo made clear that the investments with Ortiz hadn’t panned out and that he wouldn’t be paying the family a monthly dividend as he had promised. But, according to Rita, he assured her that he was “always going to be there” to support the family.

By then Rita and Eduardo had learned of other parents who had accused Caraballo of stealing their sons’ bonuses. The family, she realized, needed to get a lawyer. She knew of only one, a local commercial attorney who agreed to take on the case and who brought on a criminal specialist from Santo Domingo.

In the lawyers’ view, the interest Caraballo charged Belfi’s family was legal under Dominican law. However, in a complaint to prosecutors that they filed in November 2024, they described Caraballo’s promise to invest the family’s money and pay them dividends as fraud preying on Belfi’s “vulnerability as a minor.”

“It is obvious that the accused never intended to invest in any stock market, but rather took advantage of his apparent friendship with David Ortiz [and] the admiration the public has for the former baseball player,” they wrote.

Soon after, Rita’s mother died, and Caraballo called, offering his condolences as well as 100,000 pesos, a little less than $1,600, to cover the funeral and other expenses. Rita said she told him to have his attorney call hers.

Belfi, too, had lost trust in Caraballo. The necklace the lender had given him on signing day, the one that made Belfi feel like he had made it as a ballplayer, had started to turn black. The chain, Belfi realized, was iron, and he threw it away.

Caraballo continued to message him, Belfi told me, attempting to get him to persuade his parents to drop the legal claim. On the lawyers’ advice, Belfi blocked him. Just before his 18th birthday in December 2024, Belfi was in Pedro Brand, walking back from a local ball field when, he said, a white Volvo truck pulled up next to him. The driver, a man Belfi had never met, told him to get in. Belfi said the man had a gun holstered on his hip.

Once in the car, Belfi said, the driver informed him that he was taking him to see Caraballo in Santo Domingo. Belfi was sure that the lender had dispatched “una maldad,” “something evil.” The man drove Belfi to a jewelry store, where Caraballo was waiting. He was in an expansive mood, Belfi told me. He greeted him warmly and after consulting with the jeweler, he picked out a necklace and told Belfi it was a gift.

They then headed to Caraballo’s office, where the lender revealed the purpose of the meeting. According to Belfi, Caraballo told him that the Diamondbacks wouldn’t want a prospect involved in something as ugly as a lawsuit. Belfi also said that Caraballo warned him that if he had an open legal case, he wouldn’t be allowed to leave the country to play in the minors. The last claim is not true, but Belfi didn’t know that.

The day after Belfi legally became an adult, he said the driver picked him up and took him to the capital to get his Dominican national ID. Afterward, they went to Caraballo’s office, where the lender and a lawyer were waiting, and Belfi signed the papers they put in front of him. “Y ya, el miedo habló,” Belfi told me. Fear talked.

The significance of those documents became clear the following month. With his signature, Belfi had fired his lawyers, hired Caraballo’s attorneys as his own and withdrawn the complaint. The criminal action against Caraballo, the prosecutor wrote in a final decision, “has been extinguished.”

Almost immediately Belfi regretted signing the documents that harpooned the case against Caraballo. He tearfully apologized to his lawyers. When I spoke to one of the attorneys, Omar Chapman, he said he thought the lender had taken advantage of Belfi. “Caraballo told him, ‘Look, this document will solve all your problems, don’t worry,’” said Chapman, who added that Belfi might have been legally an adult but “only made it to about third grade.”

Belfi told me that by last Christmas he had gone through the $196,000. He paid off his family’s numerous debts, covered foot surgery for his father, sunk money into his brother’s struggling barbershop and, by his own admission, spent money on dumb stuff — loans to friends he won’t get back and jewelry for himself and girlfriends.

As the holiday approached, Caraballo sent a messenger to Rita with 20,000 pesos, just over $300, for food and clothes for the children. Rita told me she knew what Caraballo was up to. “He’s basically trying to buy us again so he can keep our money,” she said. But this time, she didn’t reject the handout.

When I visited Rita and Eduardo this summer, they appeared to be worse off than the first time I saw them. With four kids still in the house, Rita had recently opened a food stand across the street, selling salami, plantains, eggs and coffee to commuters. It’s a miserable, fly-infested venture that requires her to rise at 4 a.m. and earns her as little as $5 a day. Eduardo continues to work as a night watchman at a local school.

Belfi told me that the Diamondbacks pay him $100 a week only during the two and a half months he plays in the Dominican Summer League and that the team provides its players with baseball equipment when they sign, but after that they’re on their own. Before the latest season, Belfi borrowed roughly $2,500 from a local lender, part of which he spent on cleats, a glove, bats and medicine for his father. The loan came with 30% biweekly interest. The ballooning debt has caused Belfi to stay away from Pedro Brand.

I went to the Diamondbacks’ academy, an immaculate new facility, hoping to watch Belfi play. The summer league, which has so many players that most organizations fill multiple teams, is a study in Major League Baseball’s volume approach to Latin talent. Few players last beyond three seasons — they’re either promoted or cut.

Belfi is now in his third year. In his first two seasons, he struggled, hitting a meager .202 with one home run. He no longer appears in the international prospect rankings. Friends who signed the same year as he did have been promoted. So has his brother Bernardo, who is now on a Rangers minor league team in the U.S.

When Belfi and I spoke, he admitted it’s been hard playing baseball with everything that’s been going on in his head. “I mean, why keep working, if everything I earn, I lose?” he asked.

Trainers and scouts who have watched Belfi for years told me it’s obvious that what he’s gone through has affected his game. One said, “These guys took everything he had and stole his motivation.”

On a muggy, overcast June day, Belfi’s team was hosting the Seattle Mariners’ squad. It was a sloppy contest full of errors and batters getting plunked by fastballs the pitchers hadn’t yet learned to corral. The only people in the stands, besides a few family members, were scouts and officials recording every data point. But the players cheered and chanted and shook the dugout’s chain-link fence. Belfi wasn’t in the lineup.

When I found him afterward, he explained that his coaches had him doing batting practice for most of the game. They wanted him to work on “a little bit of everything,” he said. Despite the Diamondbacks frequently benching him, Belfi still appeared hopeful. I asked him what his immediate goal was, and he said with a smile, “Get out of here as soon as possible.”

A month later, in a tied game in extra innings against a Cubs team, the Diamondbacks called on Belfi to pinch hit with two outs and two men on. He stroked a game-winning single into center field. His teammates mobbed him, and a grinning Belfi jumped up and down, holding his arms aloft in joy.