Predatory creditor: Capital One sued half a million of their own cardholders per year during the recession

This story was co-published with The Daily Beast. Several years ago, Capital One gave Oscar Parsons, 46, his first credit card. At the time, he didn’t need a loan. But he banked at a Capital One branch near his Bronx apartment, and when it was offered, he thought, “Why not?” Initially, he had little problem keeping…