Many of the people who lost their homes after the hurricanes this summer did so due to the flooding. While the hurricane caused the flooding, many times that isn’t enough for homeowners insurance to actually cover the cost of the damage to a home.
People love to live on the beach despite the risks, which include “flooding or stepping on pointy sea shells, or mistakenly giving a Tostito to a seagull without realizing that means you’ll spend the rest of your life haunted by a Tostito-addicted seagull,” John Oliver said Sunday. Anyone choosing to live near the water runs the risk that they’ll end up being flooded at some point in their home ownership. Perhaps that’s why so many beach houses seem to be built on stilts.
“But while floods are often referred to as natural disasters, the truth is, the damage they do often, to some extent, within our control,” he explained, “because we have made certain decisions that put and keep people and property in the path of flooding. And that is what this story is about.” To make matters worse, municipalities are choosing to pave over naturally absorbent areas that could have easily soaked in the flood waters if a highway wasn’t in its place.
According to Oliver, anyone who purchased their home using a federal home loan is insured by the National Flood Insurance Program (NFIP). The whole purpose of the program was to lessen the cost of disaster relief.
When it was crafted in the 1960’s, it was supposed to simply be a temporary fix for families. The hope was people would move away from flood-prone areas because it puts their lives and property at risk. Instead, cities like Miami are seeing a huge housing boom as ocean waters are slowly creeping up to city roads. As former Vice President Al Gore said in his updated documentary “An Inconvenient Sequel,” we need to look no further than Miami for proof of sea levels rising.
Floods have hit the same areas so frequently that the federal government is now in a position that they’re forced to repair the same home over and over again. They consider them “repetitive loss properties,” and admittedly, some of them are often second homes of wealthy people seen on HGTV trying to find the perfect place on the beach. Oliver showed a clip of two brothers looking at a home on the beach. One brother had concerns, so the other brother replied, “that’s what insurance is for.”
Today, people aren’t using the NFIP to move to higher ground and rebuild their lives. In large part because, “that’s not how people work,” Oliver said. In fact, “huge risks to our personal safety for the sake of a discount — that was the entire premise behind the McDonald’s Dollar Menu.”
The program’s incentives and execution need to be retooled, Oliver explained. “For insurance companies, the bigger the disaster, the more they stand to profit,” and only a few houses will get a “shockingly big chunk” of the program’s benefits.
Former acting CIA director explains why Trump’s inaction on Russian bounty scandal will make things worse
It was revealed nearly two weeks ago that the Russian government is paying a bounty to the Taliban for killing American soldiers.
Since then, President Donald Trump has denied that he and his administration didn't know anything about it. Then he claimed it was a hoax. Now it has become clear that the stories are not only true but that if Trump read his presidential daily briefing in 2019, he would have been aware of the problem.
Speaking to the House Thursday, Trump's former acting CIA director Michael Morell explained that things are being made far worse by the president's denial.
Here are 7 hilarious videos about wearing COVID-19 masks to send people who won’t wear them
While late-night shows are off for a Summer break, Americans are glued to TikTok and Twitter for their humor and every folks have delivered.
The latest trend is to mock fools who refuse to wear masks. While many people who refuse to wear a mask tuck their tails and sulk as they walk away, some take it to a whole new level of fury. Those precious souls are being mocked and shamed all around the world.
Here are seven videos that are hilarious or adorable that encourage wearing masks during the COVID-19 pandemic:
Wearing a mask is like wearing a lifejacket.https://twitter.com/mattbooshell/status/1280933495674732544
Trump tells Fox News the ‘Black Lives Matter’ sign on Fifth Avenue is like he’s being ‘prosecuted’
President Donald Trump appeared to reveal another quid pro quo during an interview with Fox News host Sean Hannity.
MSNBC's Lawrence O'Donnell pointed it out during an interview with Sen. Kamala Harris (D-CA).
"I was very nice to Mayor de Blasio. I got him ventilators when he needed them... I got him the gowns. I got him the masks. I got him everything. Then he throws a big Black Lives Matter sign right down in the middle of Fifth Avenue. I was so good to him and to Gov. Cuomo, like nobody's ever been good. And then all you end up doing out of that place is getting prosecuted."