What is a credit union? Experts share everything you need to know before joining one

Many people across the country still have more money than they did before the pandemic. Despite median account balances having dropped over the past three years, account holders still have 10% to 15% more cash in the bank than they did in 2019, according to analysis released last week by the JPMorgan Chase Institute. While that report is based on the checking and savings accounts of 9 million Chase customers, it serves as a barometer for the broader state of personal finances nationwide. And with interest rates high and ongoing uncertainty about the economy’s future, you may be reassessing wha...